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-All-, General Rauno Kuber -All-, General Rauno Kuber

How to open a Bank Account for an Estonian Company

Generally, local banks open accounts for companies that operate at least partially in Estonia. It means the company sells or buys goods or services, has employees, and pays them salaries. 

To open a bank account, KYC purposes require a somewhat time-consuming and bureaucratic process.

Estonian banks require at least one in-person visit for compliance reasons. Even if the bank is visited in person, opening a bank account is not guaranteed. This especially concerns companies with foreign shareholders and board members. At the same time, if all the conditions for opening an account by the bank are met and the bank opens the account, future banking operations will be very smooth, customer-friendly and fast. 

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Registry Amendments, -All- Argos Kracht Registry Amendments, -All- Argos Kracht

How to change Estonian Company (OÜ) ownership?

Since 2023, changing Estonian company ownership has become significantly easier, with most cases no longer requiring a notarial deed. However, your experience will largely depend on your digital signing capabilities.

  • For e-residents: Everything is quick and straightforward (if done without a notary).

  • For EU digital signature holders: The process is a bit different but still relatively easy (if done without a notary).

  • For those without digital signing: The process is more complex, regardless of which legal method you choose.

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-All-, General, Digital signing Rauno Kuber -All-, General, Digital signing Rauno Kuber

What is e-Residency?

The Estonian e-residency card is an identity verification tool, somewhat similar to Internet banking login passwords or a PIN calculator. It does not give you Estonian residency, tax residency, or a visa to visit Estonia.

In technical terms, it is a government-issued digital identity that provides entrepreneurs from around the world with secure digital access to Estonia's advanced e-services and transparent business environment. Plus, the ability to start a company 100% online from anywhere. Estonia was the first country to offer e-Residency, starting in 2014.

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